1. Nature of the content
Materials on this site are provided for informational and educational purposes. RIA INSURANCE GROUP, INC. seeks to keep information clear and current but does not guarantee that it is complete, accurate, or appropriate for every person, product, or jurisdiction.
2. Not professional advice
General site content is not legal, medical, tax, accounting, or financial advice. Insurance information does not replace an individual evaluation or the official terms of a policy or plan.
3. Products, quotes, and coverage
Company, product, plan, benefit, and coverage availability varies by state, service area, eligibility, current authorizations, and other applicable requirements.
Quotes and estimates are not binding offers and do not guarantee eligibility, approval, issuance, or effective coverage. Coverage becomes effective only when confirmed by the insurer under its official documents and terms.
4. Medicare and government programs
RIA INSURANCE GROUP is a private, nongovernment agency. It is not affiliated with or endorsed by the U.S. Government, HealthCare.gov, Medicare, or Medicaid. We do not offer every plan available in each area. To learn about all Medicare options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227).
5. Third-party links and services
The site may include links or forms operated by third parties. RIA INSURANCE GROUP does not control their availability, content, or privacy practices. A link does not imply endorsement, warranty, or a relationship beyond what is needed for the indicated service.
6. Limitation of liability
To the extent permitted by law, RIA INSURANCE GROUP is not responsible for loss or damage arising from exclusive reliance on general site information, technical interruptions, or use of third-party sites and services.
7. Changes and contact
We may update this notice when the site, our services, or applicable requirements change. The date shown above identifies the current version.